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Stay alert during the holidays -- distracted driving is worse

The holiday season is in full swing, and it probably feels like the preparations will never end. Whether you are hosting guests at your house or creating travel plans, you have a lot on your mind. Luckily, you are a safe driver, but that does not mean other people are. Distracted driving is actually 33% more common during the last few months of the year.

Smartphones are a big contributor to the rise in distracted driving around the holidays. South Dakota residents rely on their smartphones, probably more than they realize. For some people, their phones are the only way they can access the internet. This does not mean that it is okay to use them while driving, though.

What should you do after an accident in the workplace?

A work accident can disrupt your life and leave you with painful injuries. How can you pick up the pieces and move forward from this point? You may know that you likely have grounds for a workers' compensation claim, but do you even know where to start with this process? Knowing what to do after a work accident is an important component to protecting your rights as an injured South Dakota worker. 

There are specific steps you will have to take in order to secure the workers' compensation benefits you need. You may have to fight to maximize your claim and get the full amount of support that is necessary for a full and fair recovery. After an accident that left you injured at your place of work, you may want to take quick action to start the claims process and get the specific benefits you need.

Fatal red-light accidents on the rise

Does it seem like traffic lights only turn red when you are in a hurry? You are not alone. Rather than stopping to wait one or two minutes for the light to return to green, many drivers opt to hit the gas and try to make it through the intersection before the yellow turns to red. Others simply cruise on through even if the light is already red.

The result is that fatal injuries from red-light collisions are up over 30% in the past 10 years. If you were among those who suffered devastating injuries in a recent red-light collision, or you lost a loved one who was hit by a vehicle driving through a red light, you may wonder if the few seconds saved is worth the risk.

Applying for SSD is a complicated endeavor

Suffering a serious injury or having a condition that qualifies as a disability can make life more difficult for you. Though you may do your best to act independently and live life as best as possible, you understand your limits and know that your inability to work can cause financial issues.

If your condition is a relatively recent development, you may not have considered your options for Social Security Disability benefits yet. However, you may now feel the need to look into assistance programs and your possible chances of qualifying for such benefits.

Did you file an insurance claim only to be treated unfairly?

Having insurance coverage for certain areas of your life is sometimes a requirement by law, and other times, it is not. You, like many other South Dakota residents, many have auto insurance, homeowners' insurance, life insurance and other types of insurance that allow you to feel somewhat protected in the event that a serious incident occurs that can have major financial impacts.

Though insurance is supposed to act as a safeguard, and you likely hoped to never need it, you found yourself in a situation where you needed to submit a claim. You may have ended up in a car accident or in the path of a falling tree, or another sudden incident may have caused serious damage to your home. Whatever the case, you turned to your insurance company for help.

Keeping construction workers safe during hot summer months

Construction is a type of job where workers face certain risks every time they step onto the site. It is a type of work that involves manual labor, working with heavy equipment and being outdoors in all types of weather. Weather is an important consideration for South Dakota construction workers, particularly in the summer months. 

As a construction worker, you understand how hot it can be when working outdoors during the months of the year when the temperatures are higher. Heat safety should be a priority for all employers, and it's critical to provide the proper training and tools necessary to stay safe during this time of year. When you know what to do, it's possible to reduce your chance of suffering from heat-related health complications.

How did your car accident change your life?

A car accident can change your life in an instant, leaving you with painful injuries and physical complications that can affect you for the rest of your life. Recovery is not always easy, and it can be expensive as well. One motor vehicle collision can have serious, long-term financial, physical and emotional implications. 

Every person is different, and the way your accident injuries affect you could be different from the ways that the same injuries affect another person. It's critical to get personalized care and support as you navigate your recovery and work to move forward after a traumatic event. If your suffering is the result of the negligent or reckless actions of another person, you could be entitled to financial compensation to cover your expenses and losses.

Fighting for support after a denied disability claim

If you are unable to work due to a medical condition, injury or illness, you may qualify for disability benefits through the Social Security Administration. These benefits are important for your own care and the support of your South Dakota family. If you need these benefits, it can be devastating to learn your claim came back denied. 

Unfortunately, it is common for initial disability claims to come back denied. This is a setback, and it is frustrating, but it is not the end of the road. Instead of giving up, it can help to understand why the SSA denied your claim and how you can move forward with the next step. Through a reconsideration of your claim or an appeal, you may be able to secure the benefits you need.

How can you be certain workers' compensation will cover you?

As South Dakota readers know, injured workers have the right to seek recompense and support after a workplace accident. Through a workers' compensation claim, they may be able to get help with medical bills, repayment of lost wages and more. Some workers may be able to obtain benefits that provide them with support as they attempt to return to the workforce in any capacity.

If you suffered an injury in the workplace, you understand how important it is to get the right kind of help as you recover. Medical care is expensive, and time missed from work is costly. It is in your interests to secure whatever types of help are available to you, but how can you know if your employer's workers' compensation insurance will cover your injuries?

What must you prove to qualify for SSD for depression?

Many people struggle with the impacts that depression can have. Some individuals may have the ability to keep their condition somewhat under control or at least not have it affect their lives to a debilitating degree. Unfortunately, your condition has taken a major toll on your life, and despite your best efforts, depression continues to show itself in concerning ways.

You may have a desire to live "normally," but depression often prevents you from carrying out regular daily activities. In fact, it also affects your ability to hold down steady employment. As a result, you may wonder whether you could qualify for Social Security Disability.

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