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Injuries from a work-related fall could prove serious

You, like most other South Dakota residents, work hard for a living. While you may not have landed your first-choice job, you still do your best to perform your delegated tasks as best as possible. Of course, you may work in an environment that poses certain hazards to your health and safety. Unfortunately, construction sites, warehouses, industrial plants and numerous other workplaces could put you at risk of falling.

At first, the idea of falling down may not seem like a big deal. After all, you're a grown-up, so if you fall, you can get back up and brush yourself off, right? Well, that solution may not always be so easy if you find yourself involved in a work-related accident that causes you to fall from a significant height or onto a hard surface.

How can you know if you are eligible for disability benefits?

If you are unable to work because of a medical condition, mental or physical, you understand how hard that can be for you and your family. In addition to the struggles you face each day to simply deal with your disability and navigate your limitations, you may also face financial struggles as well. This is why you may want to file for disability benefits through the Social Security Administration.

The SSA holds a strict definition of disability. This means that even if you believe you have a genuine disabling medical condition and cannot work because of it, the SSA may not think the same thing. It's not easy to navigate the claims and appeals process, and this is why you may want to start simply by learning more about eligibility requirements.

How to avoid personal injury when approaching intersections

If you're age 50 or older, you might recall a time in your life when it was common for people to drive for leisure. Sunday was a big day for such, and many families would hop in their cars to take a drive in the country or some other scenic route. This isn't as common anymore, primarily because South Dakota roads can be highly dangerous, as you undoubtedly already know, if you spend a frequent amount of time behind the wheel.

Intersections, especially, are high-risk sections of roadway. Sadly, many collisions occur at crossroads, resulting in serious, even fatal injuries. Even if you're a skilled and experienced driver, it always pays to improve safety by reviewing practical tips for avoiding collision at intersections. The only problem is that, no matter how safe a driver you are, there's no telling what another driver might do. Driver negligence and outright recklessness cause many intersection tragedies.

Avoiding a head-on collision is not easy

Though driving is a daily occurrence for most South Dakota residents, it is an activity that can go from mundane to frightening in a matter of seconds. You could simply be going about your day, making your way to work or to run errands, when a sudden hazard presents itself on the roadway. Suddenly, your heart may race and your hands may sweat, and you may not know what to do.

It can be particularly difficult to think straight when a wrong-way driver is heading straight for your vehicle. It may seem as if your brain locks up, and you cannot believe what you see. Hopefully, that disbelief lasts only for a moment and your instincts kick into action.

Is an insurance company treating you unfairly?

When your insurance company denies your claim following and accident or injury, it may be a shock. You may check your records to see if you have paid your premiums. You may read over your policy to see if your claim falls under one of the many exclusions. Even then, it may be difficult to understand the reason why the insurance company refuses to pay what you need or prolongs the investigation into your claim.

You may be dealing with an insurer who is acting in bad faith. This term can mean many things, but in general, insurers act in bad faith when they are unreasonable in the way they handle legitimate claims. If you are facing bad faith practices, you may have many questions about your legal options for seeking satisfaction for your claim.

Making sense of the medical jargon your doctors use

You were in a motor vehicle accident. In those few seconds, which may have seemed like an eternity at the same time, you suffered a spinal cord injury.

In the flurry of activity that occurred after the crash, you may not have had time to truly understand what doctors were telling you. Right now, all you know is that you have little or no sensation or movement below a certain point in your body. More than likely, you are scared and unsure of your future. It may help to have at least some understanding of what is going on with your body.

Do you know your rights regarding workers' compensation?

A workplace injury can change the trajectory of your life. It can lead to financial loss, painful injuries and leave you unable to work for a period of time. It can be difficult to figure out how to put the pieces back together and move forward from this type of incident. You may know that you could be eligible for benefits through a workers' compensation claim, but you may be unsure of how this process works. 

The intent of workers' compensation benefits is to provide South Dakota workers with the support they need after a work-related accident or the onset of a work-related illness. Even with a valid claim, it is not always easy to get the benefits you need. It is in your interests to know your rights and understand what to do so you can get the financial support you require during your recovery.

Stay alert during the holidays -- distracted driving is worse

The holiday season is in full swing, and it probably feels like the preparations will never end. Whether you are hosting guests at your house or creating travel plans, you have a lot on your mind. Luckily, you are a safe driver, but that does not mean other people are. Distracted driving is actually 33% more common during the last few months of the year.

Smartphones are a big contributor to the rise in distracted driving around the holidays. South Dakota residents rely on their smartphones, probably more than they realize. For some people, their phones are the only way they can access the internet. This does not mean that it is okay to use them while driving, though.

What should you do after an accident in the workplace?

A work accident can disrupt your life and leave you with painful injuries. How can you pick up the pieces and move forward from this point? You may know that you likely have grounds for a workers' compensation claim, but do you even know where to start with this process? Knowing what to do after a work accident is an important component to protecting your rights as an injured South Dakota worker. 

There are specific steps you will have to take in order to secure the workers' compensation benefits you need. You may have to fight to maximize your claim and get the full amount of support that is necessary for a full and fair recovery. After an accident that left you injured at your place of work, you may want to take quick action to start the claims process and get the specific benefits you need.

Fatal red-light accidents on the rise

Does it seem like traffic lights only turn red when you are in a hurry? You are not alone. Rather than stopping to wait one or two minutes for the light to return to green, many drivers opt to hit the gas and try to make it through the intersection before the yellow turns to red. Others simply cruise on through even if the light is already red.

The result is that fatal injuries from red-light collisions are up over 30% in the past 10 years. If you were among those who suffered devastating injuries in a recent red-light collision, or you lost a loved one who was hit by a vehicle driving through a red light, you may wonder if the few seconds saved is worth the risk.

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