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Sioux Falls Law Blog

The proof you need for a strong disability claim

When a South Dakota resident cannot work due to a physical or mental disability, that individual could be eligible for disability benefits from the Social Security Administration. Even with a valid disabling medical condition, it can be difficult to secure this type of financial support. It can be helpful to understand how to validate your claim and prove you cannot work.

Many people seeking disability benefits find it beneficial to seek guidance as they navigate the entire claims process. From the initial steps of your application to any appeals that may be necessary, you do not have to walk through it alone. Before you file, learn what you need to do to give yourself a higher chance of a successful initial claim.

Stay aware of heat-related risks while on the job

In the summer months, many people enjoy being outside and having a chance to catch the sun. Of course, as someone who works outdoors, you understand how brutal the sun can be over a long day. While you certainly look forward to taking it easy at the end of the day, you also need to understand the importance of avoiding heat-related injuries while on the job.

Some people may not consider the temperature a risk factor for injuries, but heat -- and cold in winter -- can easily cause problems for you and other workers. You could potentially even suffer serious heat-related illnesses that leave you needing immediate medical attention.

Speed and its negative impact on safe driving

As South Dakota readers may know, speeding is one of the most common types of dangerous driving. Many drivers make the decision to go faster than the posted speed limit, yet it is a risky and unnecessarily dangerous behavior. Speeding is particularly dangerous for younger and more inexperienced drivers.

If you are the victim of an accident caused by a speeding driver, you may have the right to seek financial compensation through a civil claim. Speeding is a type of negligent driving, and with help, it is possible to hold liable parties accountable for what you experienced. Speeding may be common, but you do not have to suffer the consequences of this type of reckless behavior alone.

What steps can you take to address bad faith insurance coverage?

Having insurance can often help make you feel more at ease. Even though you appreciate the idea of financial assistance in the event of an emergency, you likely hope that you will not need your insurance coverage often. Of course, accidents do happen, and whether you need to call on your automobile insurance company, health insurance company or other provider, you want them to come to your aid.

Though insurance companies often do uphold their ends of their policy agreements, some agencies may act in bad faith. Acting in bad faith typically means that an insurance company did not act in a manner that suits the situation, including unreasonably denying a claim or making a low-ball payout offer. When this happens, you may feel that you have been cheated out of your rightful coverage, and you may be right.

The serious impact of accident-related brain injuries

The impact of a car accident can affect your life in many ways. From medical bills to lingering physical injuries, even a minor collision can take a major toll on you and your loved ones. This is particularly true if you experienced a brain injury in a South Dakota car crash.

Brain injuries and head trauma are some of the most common types of injuries suffered in car accidents, and they can vary widely in type and severity. Even a seemingly minor injury, such as a mild concussion, can leave you struggling for weeks or months. No matter the type of injury or nature of your pain and suffering, you do not have to suffer the consequences of the reckless or negligent actions of another person alone.

Who is eligible for Social Security Disability benefits?

South Dakota readers know when a person is unable to work due to a physical condition, injury or mental illness, it can have a serious negative impact on his or her financial health. Fortunately, disabled individuals could be eligible to seek financial support through Social Security. If you are planning on filing for these benefits, you may find it beneficial to learn more about eligibility requirements.

Securing Social Security Disability involves more than just having a serious injury or illness. The Social Security Administration has strict requirements for what qualifies as a disability. Before you initiate the claims process, you would be wise to familiarize yourself with these requirements and what you can expect from the claims process.

Someone else's cellphone addiction could leave you injured

When people think of addictions, they may think of individuals who have problems with drugs or alcohol. While it is true that certain addictions can relate to these substances, individuals can also become addicted to other acts that may not immediately seem harmful. For instance, cellphone addiction is a real and prominent issue that could put you and others at risk.

Certainly, cellphones can work as convenient ways to check in with loved ones, look up facts, check bank accounts or numerous other activities. However, if a person continually checks his or her phone and displays other signs and symptoms, it is possible that he or she has a cellphone addiction. Even if you think that you limit your screen time enough to avoid calling yourself addicted, another individual's addiction could still affect you.

Workers' comp: You're glad to have it but hope to never need it

South Dakota is full of hard-working individuals. The eastern side of the state is the most populated, but people continue to make their lives throughout all four corners. People make their living in a very wide range of ways in the state.

Did reckless driving cause you to suffer injuries in an accident?

Getting to work, the grocery store, your child's school or numerous other destinations often requires you to get behind the wheel of a vehicle or to allow someone else to drive you. This common form of transportation allows you and many others to reach your desired locations relatively quickly and easily. However, you can always face dangers while on the road.

Though you certainly do your best to remain a defensive and conscientious driver, you cannot always account for the actions of other individuals. In fact, some drivers may throw caution to the wind as they hastily try to reach their destinations or otherwise completely disregard the safety of other travelers. In many cases, the parties may participate in various forms of reckless driving.

How to hold your insurance company accountable for bad faith

Compared to the average policyholder - an everyday Bob or Joe - insurance companies are in a position of power. They have vast resources and superior bargaining positions. They also have a strong financial incentive to delay or deny claims. Put simply, the less they pay out in claims, the better their bottom line.

This puts the average Joes in a difficult position. You may find that your insurance company abandons you precisely when you need coverage the most.

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