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Applying for SSD is a complicated endeavor

Suffering a serious injury or having a condition that qualifies as a disability can make life more difficult for you. Though you may do your best to act independently and live life as best as possible, you understand your limits and know that your inability to work can cause financial issues.

If your condition is a relatively recent development, you may not have considered your options for Social Security Disability benefits yet. However, you may now feel the need to look into assistance programs and your possible chances of qualifying for such benefits.

Did you file an insurance claim only to be treated unfairly?

Having insurance coverage for certain areas of your life is sometimes a requirement by law, and other times, it is not. You, like many other South Dakota residents, many have auto insurance, homeowners' insurance, life insurance and other types of insurance that allow you to feel somewhat protected in the event that a serious incident occurs that can have major financial impacts.

Though insurance is supposed to act as a safeguard, and you likely hoped to never need it, you found yourself in a situation where you needed to submit a claim. You may have ended up in a car accident or in the path of a falling tree, or another sudden incident may have caused serious damage to your home. Whatever the case, you turned to your insurance company for help.

Keeping construction workers safe during hot summer months

Construction is a type of job where workers face certain risks every time they step onto the site. It is a type of work that involves manual labor, working with heavy equipment and being outdoors in all types of weather. Weather is an important consideration for South Dakota construction workers, particularly in the summer months. 

As a construction worker, you understand how hot it can be when working outdoors during the months of the year when the temperatures are higher. Heat safety should be a priority for all employers, and it's critical to provide the proper training and tools necessary to stay safe during this time of year. When you know what to do, it's possible to reduce your chance of suffering from heat-related health complications.

How did your car accident change your life?

A car accident can change your life in an instant, leaving you with painful injuries and physical complications that can affect you for the rest of your life. Recovery is not always easy, and it can be expensive as well. One motor vehicle collision can have serious, long-term financial, physical and emotional implications. 

Every person is different, and the way your accident injuries affect you could be different from the ways that the same injuries affect another person. It's critical to get personalized care and support as you navigate your recovery and work to move forward after a traumatic event. If your suffering is the result of the negligent or reckless actions of another person, you could be entitled to financial compensation to cover your expenses and losses.

Fighting for support after a denied disability claim

If you are unable to work due to a medical condition, injury or illness, you may qualify for disability benefits through the Social Security Administration. These benefits are important for your own care and the support of your South Dakota family. If you need these benefits, it can be devastating to learn your claim came back denied. 

Unfortunately, it is common for initial disability claims to come back denied. This is a setback, and it is frustrating, but it is not the end of the road. Instead of giving up, it can help to understand why the SSA denied your claim and how you can move forward with the next step. Through a reconsideration of your claim or an appeal, you may be able to secure the benefits you need.

How can you be certain workers' compensation will cover you?

As South Dakota readers know, injured workers have the right to seek recompense and support after a workplace accident. Through a workers' compensation claim, they may be able to get help with medical bills, repayment of lost wages and more. Some workers may be able to obtain benefits that provide them with support as they attempt to return to the workforce in any capacity.

If you suffered an injury in the workplace, you understand how important it is to get the right kind of help as you recover. Medical care is expensive, and time missed from work is costly. It is in your interests to secure whatever types of help are available to you, but how can you know if your employer's workers' compensation insurance will cover your injuries?

What must you prove to qualify for SSD for depression?

Many people struggle with the impacts that depression can have. Some individuals may have the ability to keep their condition somewhat under control or at least not have it affect their lives to a debilitating degree. Unfortunately, your condition has taken a major toll on your life, and despite your best efforts, depression continues to show itself in concerning ways.

You may have a desire to live "normally," but depression often prevents you from carrying out regular daily activities. In fact, it also affects your ability to hold down steady employment. As a result, you may wonder whether you could qualify for Social Security Disability.

Did the other driver get enough sleep last night?

You might even ask yourself this question as you drive through the streets of Sioux Falls. Do you even know anyone who couldn't benefit from more sleep? These days, quality sleep feels more like a luxury rather than a necessity to many people.

The problem is that driving under these conditions creates a danger similar to that presented by a drunk driver. In fact, if you remain awake for at least 20 hours, your driving abilities become comparable to those of a driver with a .08 blood alcohol concentration level. Yes, you read that right, and that is the legal limit here in South Dakota for BAC.

Getting back to work is not easy after a workplace accident

After a workplace accident, you could face injuries, medical bills and other complications that can overwhelm you and your South Dakota family. Through a workers' compensation claim, you can secure certain benefits that will allow you to recoup a portion of your lost wages and cover your medical bills. However, that may not be all you need to get better and move forward. 

Some injured workers may need additional support well after the initial accident. In fact, you may not be able to return to the same job or do the same things that you were able to do in the past. Through your workers' compensation claim, you may be able to claim rehabilitation benefits, which can help you put your life back together and get back to work. 

Cold weather is all but guaranteed in Sioux Falls winters

Winter has returned to Sioux Falls, and that means that if you work outside, you will probably get cold. However, that doesn't mean that you should get cold enough to endanger your health and your life. Your employer should make sure that you are protected as much as possible form the elements by providing you with the appropriate protective equipment and training.

After living in South Dakota for at least one winter, you probably already know how to deal with the cold, but that doesn't mean that you couldn't benefit from a refresher. If you are new to the area, you may find the information below particularly useful.

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